/* Starlit Realty Capital — site styles */
:root{
  --bone:#F8F5EF; --sand:#EFE9DE; --shell:#E6DECF; --ink:#1E2922; --ink-2:#4A554C; --ink-3:#7C857D;
  --forest:#2B5726; --forest-2:#3F7338; --leaf:#73C069; --mist:#E7F0E2; --sea:#9BB9B3; --line:#DCD4C5;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --gutter:clamp(20px,4vw,48px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bone);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--forest);text-decoration:none}
a:hover{color:var(--forest-2)}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.05;margin:0;letter-spacing:-0.01em;text-wrap:balance}
h1{font-size:clamp(42px,6vw,76px)}
h2{font-size:clamp(34px,4vw,52px)}
h3{font-size:clamp(22px,2vw,28px)}
p{margin:0;text-wrap:pretty}
.lead{font-size:clamp(17px,1.4vw,20px);color:var(--ink-2);line-height:1.55}
.muted{color:var(--ink-2)}
.small{font-size:14px;color:var(--ink-3)}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:0.18em;text-transform:uppercase;color:var(--forest)}
.wrap{width:min(1200px,100% - 2*var(--gutter));margin-inline:auto}
.stack{display:flex;flex-direction:column;gap:var(--gap,20px)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 26px;border-radius:999px;font-weight:600;font-size:15px;letter-spacing:0.01em;white-space:nowrap;border:1px solid transparent;cursor:pointer;font-family:var(--sans);transition:background .2s,color .2s,border-color .2s}
.btn-primary{background:var(--forest);color:#fff}
.btn-primary:hover{background:var(--forest-2);color:#fff}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-white{background:#fff;color:var(--forest)}
.btn-white:hover{background:var(--mist);color:var(--forest)}
.btn svg{width:18px;height:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px}
.tag{display:inline-flex;align-self:flex-start;align-items:center;height:28px;padding:0 12px;border-radius:999px;background:var(--mist);color:var(--forest);font-size:12px;font-weight:600;letter-spacing:0.04em}
.photo{background:linear-gradient(160deg,#DCE6E3 0%,#C8D6D1 45%,#E9E1D2 100%);position:relative;overflow:hidden;background-size:cover;background-position:center}
.photo img{width:100%;height:100%;object-fit:cover;display:block}
.stat{font-family:var(--serif);font-weight:500;font-size:clamp(40px,4vw,56px);line-height:1;color:var(--forest)}
.hr{height:1px;background:var(--line);width:100%}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;border-radius:8px;z-index:100}
.skip:focus{left:8px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(248,245,239,.92);backdrop-filter:saturate(1.2) blur(10px);border-bottom:1px solid transparent}
.site-header.scrolled{border-bottom-color:var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px;gap:24px}
.brand img{height:40px;width:auto;display:block}
.nav-links{display:flex;gap:32px;align-items:center;font-size:15px;font-weight:500;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--ink-2)}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--ink)}
.nav-links .btn{height:44px;padding:0 22px;color:#fff}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer;color:var(--ink)}
.nav-toggle svg{width:26px;height:26px;display:block}
@media (max-width:900px){
  .nav{height:64px}
  .brand img{height:32px}
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;left:0;right:0;top:64px;background:var(--bone);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px var(--gutter) 20px}
  .nav-links.open{display:flex}
  .nav-links li a{display:block;padding:14px 0;font-size:17px;border-bottom:1px solid var(--line)}
  .nav-links li:last-child a{border:0;margin-top:12px;display:inline-flex}
}

/* Hero */
.hero{position:relative;background:linear-gradient(180deg,#F8F5EF 0%,#F1ECE2 100%);overflow:hidden}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:clamp(28px,4vw,56px);height:1px;background:linear-gradient(90deg,rgba(155,185,179,0) 0%,rgba(155,185,179,.8) 30%,rgba(155,185,179,.8) 70%,rgba(155,185,179,0) 100%);pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px;align-items:center;padding-block:clamp(40px,6vw,72px) clamp(56px,8vw,96px);position:relative;z-index:1}
.hero-copy{display:flex;flex-direction:column;gap:26px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:4px}
.hero-visual{position:relative;min-height:560px}
.hero-visual .photo{position:absolute;inset:0;border-radius:24px;box-shadow:0 30px 60px -30px rgba(30,41,34,.35)}
.hero-card{position:absolute;left:-40px;bottom:36px;width:300px;padding:20px 22px;display:flex;flex-direction:column;gap:6px;box-shadow:0 20px 40px -20px rgba(30,41,34,.3)}
.hero-card .title{font-family:var(--serif);font-size:26px;line-height:1.1;margin-top:6px}
@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;gap:28px}
  .hero-visual{min-height:280px;height:44vw}
  .hero-card{left:16px;bottom:16px;width:min(260px,calc(100% - 32px))}
  .hero-actions .btn{flex:1 1 100%}
  .hero::after{display:none}
}

/* Proof strip */
.proof{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.proof .wrap{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;padding-block:40px}
.proof .item{display:flex;flex-direction:column;gap:6px}
.proof .item p{font-size:14px;color:var(--ink-2)}
@media (max-width:900px){
  .proof .wrap{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;padding-block:28px}
}

/* Sections */
.section{padding-block:clamp(64px,8vw,112px)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:clamp(28px,4vw,48px)}
.section-head .stack{gap:14px;max-width:640px}
.section-head .more{font-weight:600;display:inline-flex;align-items:center;gap:8px;padding-bottom:8px;white-space:nowrap}
.section-head .more svg{width:18px;height:18px}
@media (max-width:700px){.section-head{flex-direction:column;align-items:flex-start;gap:12px}}

/* Program cards */
.programs{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.program{padding:32px 28px;display:flex;flex-direction:column;gap:16px;min-height:340px;color:inherit;transition:transform .2s,box-shadow .2s}
.program:hover{transform:translateY(-3px);box-shadow:0 24px 40px -28px rgba(30,41,34,.4);color:inherit}
.program svg{width:28px;height:28px;stroke:var(--forest)}
.program p{color:var(--ink-2);font-size:15px}
.program .terms{margin-top:auto;display:flex;flex-direction:column;gap:6px;font-size:13px;color:var(--ink-3)}
.program.featured{background:var(--forest);border-color:var(--forest);color:#fff}
.program.featured h3{color:#fff}
.program.featured p{color:#D6E4D2}
.program.featured .terms{color:#A9C9A3}
.program.featured svg{stroke:var(--leaf)}
@media (max-width:1000px){.programs{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.programs{grid-template-columns:1fr}.program{min-height:0}}

/* Why / steps */
.why{background:var(--sand)}
.why .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(40px,7vw,96px);align-items:center}
.steps{display:flex;flex-direction:column}
.step{display:grid;grid-template-columns:64px minmax(0,1fr);gap:20px;padding:26px 0;border-top:1px solid var(--line)}
.step:last-child{border-bottom:1px solid var(--line)}
.step .num{font-family:var(--serif);font-size:40px;color:var(--leaf);line-height:1}
.step h3{font-size:26px}
.step p{color:var(--ink-2);font-size:15px}
@media (max-width:900px){.why .wrap{grid-template-columns:1fr}}

/* Transactions */
.tx-strip{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}
.tx{display:flex;flex-direction:column;gap:10px}
.tx .photo{height:150px;border-radius:14px}
.tx .place{font-weight:600}
.tx .type{font-size:13px;color:var(--ink-3);margin-top:-6px}
@media (max-width:1000px){.tx-strip{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:560px){.tx-strip{grid-template-columns:repeat(2,minmax(0,1fr))}}
.tx-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.tx-card{overflow:hidden;display:flex;flex-direction:column}
.tx-card .photo{height:200px}
.tx-card .body{padding:20px 22px;display:flex;flex-direction:column;gap:8px}
.tx-card .place{font-family:var(--serif);font-size:26px}
@media (max-width:1000px){.tx-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.tx-grid{grid-template-columns:1fr}}
.filters{display:flex;gap:8px;flex-wrap:wrap}
.filters .btn{height:40px;padding:0 18px;font-size:13px;background:#fff;color:var(--ink-2);border-color:var(--line)}
.filters .btn.active{background:var(--ink);color:#fff;border-color:var(--ink)}

/* Reviews */
.reviews{background:var(--sand)}
.reviews-head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:clamp(28px,4vw,44px)}
.gbadge{display:inline-flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px 10px 14px;color:var(--ink);font-size:14px;white-space:nowrap}
.gbadge strong{font-size:16px}
.stars{display:inline-flex;gap:3px}
.stars svg{width:18px;height:18px;fill:#E7A93B}
.carousel{position:relative;display:grid;grid-template-columns:48px minmax(0,1fr) 48px;align-items:center;gap:16px}
.track{display:grid;align-items:center}
.review{grid-area:1/1;margin:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:18px;padding:0 clamp(8px,4vw,56px);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .5s ease,transform .5s ease,visibility 0s .5s}
.review.on{opacity:1;visibility:visible;transform:none;transition:opacity .5s ease,transform .5s ease}
.review blockquote{margin:0;font-family:var(--serif);font-size:clamp(19px,1.7vw,23px);line-height:1.4;color:var(--ink);max-width:56ch;text-wrap:pretty}
.review blockquote::before{content:"\201C";color:var(--leaf);margin-right:2px}
.review blockquote::after{content:"\201D";color:var(--leaf);margin-left:2px}
.review figcaption{display:flex;flex-direction:column;gap:2px;font-size:14px;color:var(--ink-3)}
.review figcaption strong{color:var(--ink);font-weight:600;font-size:15px}
.arrow{width:48px;height:48px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;display:inline-flex;align-items:center;justify-content:center;transition:background .2s,color .2s}
.arrow svg{width:20px;height:20px}
.arrow:hover{background:var(--forest);color:#fff;border-color:var(--forest)}
.dots{display:flex;justify-content:center;gap:8px;margin-top:22px}
.dots button{width:8px;height:8px;border-radius:50%;border:0;background:var(--line);padding:0;cursor:pointer;transition:background .2s,transform .2s}
.dots button.on{background:var(--forest);transform:scale(1.35)}
@media (max-width:700px){.reviews-head{flex-direction:column;align-items:flex-start;gap:14px}.carousel{grid-template-columns:1fr}.arrow{display:none}.review{padding:0}}
@media (prefers-reduced-motion:reduce){.review{transition:none}}
/* Partners strip */
.partners-strip{border-top:1px solid var(--line)}
.partners-strip .wrap{display:grid;grid-template-columns:320px minmax(0,1fr);gap:64px;padding-block:64px;align-items:center}
.partner-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.partner{padding:22px 24px;display:flex;flex-direction:column;gap:4px;color:inherit}
.partner:hover{border-color:var(--forest);color:inherit}
.partner .cat{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.partner .name{font-weight:600;font-size:18px}
@media (max-width:900px){.partners-strip .wrap{grid-template-columns:1fr;gap:24px}}
@media (max-width:560px){.partner-cards{grid-template-columns:1fr}}
.partner-detail{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.partner-detail .card{padding:32px 28px;display:flex;flex-direction:column;gap:12px}
.partner-detail p{color:var(--ink-2);font-size:15px}
@media (max-width:900px){.partner-detail{grid-template-columns:1fr}}

/* CTA band */
.cta{background:var(--forest);position:relative;overflow:hidden;color:#fff}
.cta::before{content:"";position:absolute;right:-120px;top:-160px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(115,192,105,.35) 0%,rgba(115,192,105,0) 70%)}
.cta .wrap{display:flex;justify-content:space-between;align-items:center;padding-block:clamp(56px,7vw,88px);gap:48px;position:relative}
.cta h2{color:#fff}
.cta p{color:#C9DFC4;font-size:18px}
.cta .actions{display:flex;flex-direction:column;gap:14px;align-items:flex-end}
.cta .actions a:not(.btn){color:#fff;font-weight:600}
@media (max-width:900px){.cta .wrap{flex-direction:column;align-items:flex-start}.cta .actions{align-items:flex-start}}

/* Page intro */
.intro{padding-block:clamp(40px,6vw,64px) clamp(32px,5vw,56px)}
.intro .stack{gap:18px;max-width:760px}

/* Program detail rows */
.program-rows{display:flex;flex-direction:column;gap:24px;padding-bottom:clamp(64px,8vw,96px)}
.program-row{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);overflow:hidden}
.program-row.flip{grid-template-columns:minmax(0,1fr) minmax(0,1.1fr)}
.program-row.flip .body{order:2}
.program-row .body{padding:clamp(28px,4vw,48px);display:flex;flex-direction:column;gap:18px}
.program-row h2{font-size:clamp(30px,3vw,40px)}
.program-row .body>p{color:var(--ink-2)}
.program-row .photo{min-height:360px}
.terms-grid{display:flex;flex-wrap:wrap;column-gap:clamp(28px,3.5vw,48px);row-gap:18px;margin-top:8px}
.terms-grid .t{display:flex;flex-direction:column;gap:2px}
.terms-grid .v{font-family:var(--serif);font-size:34px;color:var(--forest);line-height:1}
.terms-grid .l{font-size:13px;color:var(--ink-3)}
@media (max-width:900px){.program-row,.program-row.flip{grid-template-columns:1fr}.program-row.flip .body{order:0}.program-row .photo{min-height:220px}}
@media (max-width:480px){.terms-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}}
.callout{display:flex;justify-content:space-between;align-items:center;padding:40px 48px;background:var(--sand);border-radius:18px;gap:40px}
.callout h3{font-size:30px}
@media (max-width:700px){.callout{flex-direction:column;align-items:flex-start;padding:28px}}

/* Forms */
.request{display:grid;grid-template-columns:420px minmax(0,1fr);gap:clamp(40px,7vw,96px);padding-block:clamp(40px,6vw,64px) clamp(64px,8vw,112px);align-items:start}
.request aside{display:flex;flex-direction:column;gap:22px;position:sticky;top:104px}
.checks{display:flex;flex-direction:column;gap:14px;margin-top:12px;padding-top:24px;border-top:1px solid var(--line)}
.checks div{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--ink-2)}
.checks svg{width:20px;height:20px;flex:none;stroke:var(--forest)}
.form-card{padding:clamp(24px,4vw,48px);display:flex;flex-direction:column;gap:36px}
.form-card fieldset{border:0;margin:0;padding:0;display:flex;flex-direction:column;gap:20px;min-width:0}
.form-card legend{font-family:var(--serif);font-size:26px;padding:0;margin-bottom:6px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.field{display:flex;flex-direction:column;gap:8px}
.field.full{grid-column:1 / -1}
.field label{font-size:13px;font-weight:600;color:var(--ink-2);letter-spacing:0.02em}
.field input,.field select,.field textarea{height:52px;border:1px solid var(--line);background:#fff;border-radius:10px;padding:0 16px;font:inherit;font-size:15px;color:var(--ink);width:100%}
.field textarea{height:auto;min-height:120px;padding:14px 16px;resize:vertical}
.field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%237C857D' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--leaf);outline-offset:1px;border-color:var(--forest)}
.form-foot{display:flex;justify-content:space-between;align-items:center;gap:24px}
.form-foot p{font-size:13px;color:var(--ink-3);max-width:520px}
@media (max-width:1000px){.request{grid-template-columns:1fr}.request aside{position:static}}
@media (max-width:600px){.grid-2{grid-template-columns:1fr}.form-foot{flex-direction:column;align-items:stretch}.form-foot .btn{width:100%}}
.hp{display:none}

/* Team */
.team{display:flex;flex-direction:column;gap:24px}
.member{display:grid;grid-template-columns:360px minmax(0,1fr);gap:clamp(28px,4vw,56px);align-items:start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,3vw,36px)}
.member .photo{aspect-ratio:4/5;border-radius:14px;max-width:100%}
.member-body{display:flex;flex-direction:column;gap:12px}
.member-body h2{font-size:clamp(30px,3vw,40px)}
.member .bio{display:flex;flex-direction:column;gap:14px;color:var(--ink-2);font-size:16px;max-width:64ch}
@media (max-width:900px){.member{grid-template-columns:1fr}.member .photo{max-width:320px}}
/* Loan detail pages */
.crumbs{font-size:13px;color:var(--ink-3)}
.crumbs a{color:var(--ink-3)} .crumbs a:hover{color:var(--forest)}
.lp-hero .hero-copy{gap:18px}
.lp-visual{min-height:440px}
.lp-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.lp-card{padding:28px;display:flex;flex-direction:column;gap:10px}
.lp-card p{color:var(--ink-2);font-size:15px}
.lp-tx{grid-template-columns:repeat(4,minmax(0,1fr))}
.faq-wrap{display:grid;grid-template-columns:320px minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:start}
.faqs{display:flex;flex-direction:column}
.faq{border-top:1px solid var(--line)}
.faq:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-family:var(--serif);font-size:22px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:16px;font-size:26px;color:var(--forest);font-family:var(--sans);transition:transform .2s}
.faq[open] summary::after{transform:rotate(45deg)}
.faq p{padding:0 40px 22px 0;color:var(--ink-2);max-width:70ch}
@media (max-width:1000px){.lp-grid{grid-template-columns:1fr}.lp-tx{grid-template-columns:repeat(2,minmax(0,1fr))}.faq-wrap{grid-template-columns:1fr}}
@media (max-width:900px){.lp-visual{min-height:240px;height:44vw}}
/* Contact */
.contact-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.contact-grid .card{padding:32px 28px;display:flex;flex-direction:column;gap:8px}
.contact-grid .big{font-family:var(--serif);font-size:28px}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}

/* Partner logos & badge */
.plogo{height:32px;width:auto;max-width:150px;object-fit:contain;object-position:left;margin-top:6px}
.plogo.big{height:44px;max-width:200px;margin:4px 0 6px}
.bp-badge{width:200px;height:auto;background:#fff;border-radius:6px;padding:2px}
/* Footer */
.site-footer{background:var(--ink);color:#C9CFC9;padding:72px 0 40px;font-size:14px}
.site-footer a{color:#C9CFC9}
.site-footer a:hover{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px}
.foot-brand{display:flex;flex-direction:column;gap:18px}
.foot-brand img{width:280px;height:auto;opacity:.95}
.foot-brand p{color:#9AA39B;max-width:360px}
.foot-brand .legal{color:#6F786F;font-size:12px;max-width:400px}
.foot-col{display:flex;flex-direction:column;gap:12px}
.foot-col h4{margin:0;color:#fff;font-weight:600;font-size:13px;letter-spacing:0.14em;text-transform:uppercase;font-family:var(--sans)}
.foot-col .hi{color:#fff}
.foot-bottom{margin-top:56px;padding-top:24px;border-top:1px solid #33403A;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#6F786F;font-size:12px}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr;gap:32px}.foot-brand{grid-column:1 / -1}}
@media (max-width:480px){.foot-grid{grid-template-columns:1fr}.foot-brand img{width:220px}}

/* Reveal */
@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
  .reveal.in{opacity:1;transform:none}
}